I’m on my way to making the single most expensive purchase in my life – a HDB flat. And it’d be the one thing that I’d spend the rest of my life paying off. Come to think of it, it takes 18 years to raise a kid before booting him/her out of the house (if you’re angmoh). But it’s going to take me 25 years to eventually own the flat, by which time it might not be worth much, given that the flat is just three years younger than me. We’d actually grow old together, how sweet is that!
As a single, I can go on and on about how the government is not being fair to us in its housing policies and believe me, I have some pretty strong opinions on it. But I’ve come to the point where, ok, that’s the way things work in Singapore, it’s my fault for being single, so can’t blame no one else but me.
But there’s one grant which I really wished the government had opened up to singles – the housing grant for living near parents. Currently this is only available to married couples. To be honest, I’m only living in one of the most expensive districts in Singapore because my parents are there. And the reason I want to live near my parents is so that I can be close enough when they need me. And singles are increasingly taking up the bulk of caring for parents in their old age. So why shut them out of a grant that is meant to foster that inter-dependency?
I suppose the government could always retort that if I’m that serious about looking after my parents, then I should buy a resale flat and stay with them. They do give grants for that. Who cares about personal space?
In any case, grant or no grant, the HDB First Appointment is now over. Time to start thinking about renovation.
Here’s my floor plan for the fun of it!